If you are buying in Alicante province, one of the first choices is new build or resale. Each has benefits and trade-offs.

New build

Pros

• Modern design and energy efficiency, better layouts and insulation

• Some customisation of finishes during construction

• Legal guarantees on new homes (10 years for structural issues, shorter for other defects)

• Low initial maintenance

Cons

• Delivery time if off-plan, often 12 to 24 months

• Taxes: IVA 10% + AJD 1.5% in Valencian Community

• Often located on newer urbanisations outside town centres

• Less character and mature surroundings

Resale

Pros

• Established areas close to services

• Move in soon after completion

• Taxes: ITP 10% as the general rule in Valencian Community

  • Reduced ITP 6% to 8% may apply only to resident buyers purchasing their primary residence and meeting legal criteria (for example under 35, large family, disability).

• More variety and individual character

Cons

• Possible renovation or upgrades

• Often lower energy performance

• You must verify there are no debts, community arrears or legal issues

Clear tax examples at €250,000

• Resale, standard buyer (non-resident or resident without reduction)
  ITP 10% = €25,000

• Resale, resident buyer who qualifies for reduction
  ITP 6% to 8% = €15,000 to €20,000

• New build
  IVA 10% = €25,000
  AJD 1.5% = €3,750
  Total = €28,750

This shows: new build tax load is €28,750, which is higher than a standard resale at €25,000, and much higher than a reduced ITP resale at €15,000 to €20,000.

At Holiday Homes Catral, we check every resale for debts and legal issues, and we only collaborate with trusted developers on new builds. We explain taxes up front, coordinate with notaries and lawyers, and support you from offer to keys so there are no surprises.

Disclaimer: Information refers to the Alicante province / Valencian Community. Reductions apply only to eligible resident primary-home buyers under current rules. Always seek personalised legal and tax advice.